World Cerebral Palsy Day: A Social Movement

Cerebral Palsy (CP) is more common than we think –it’s actually the most common physical disability in childhood. Its name is an umbrella term that is used to describe a group of disorders affecting a person’s ability to move and control certain muscles and limbs. It is caused by damage to the developing brain either during pregnancy, labour or shortly after birth.

CP affects people in different ways and can weaken body movement, muscle control, muscle coordination, muscle tone, reflex, posture and balance. People who have Cerebral Palsy may also have visual, learning, hearing, speech, and intellectual impairments as well as epilepsy.

Too many people with CP receive ineffective therapies, too many individuals and their families lack access to basic information and support, too little money is being spent on research and many societies are not inclusive to people living with CP and other disabilities.

World Cerebral Palsy Day is on Wednesday, October 5, 2016. Worldcpday.org is a social movement made of, by and for the CP community. Their vision is simple: to ensure that everyone with CP has the same rights, access and opportunities as anyone else. The movement empowers anyone to take action locally. Helping locally contributes to building the global movement for change in our communities.

Taking action means closing the gap between everyday circumstances and the real potential that people living with CP have. The six key areas for change include: public awareness, civil rights, medical/therapeutic care, quality of life, education and contribution.

We can all do something small to help raise awareness in our communities. Share this article and/or donate today to help people living with CP.

If you would like to help the movement visit:

https://worldcpday.org/

If you are thinking of making a financial donation to a charity or organization in Toronto consider:

http://ofcp.ca/donate/

https://secure.e2rm.com/registrant/donate.aspx?eventid=21033&langpref=en-CA

Preparing to Buy a Home

Buying a home is one biggest financial decisions you can make. It includes thinking about location, affordability, a mortgage term and rate and a few other things. You will also need to deal with a real estate agent, a lender, a lawyer and the seller, among other people. It can be both exciting and stressful. Fortunately, there are a number of tools that can make the process of buying a home a little more enjoyable, one of which includes a mortgage pre-approval.

What is a pre-approved mortgage?

When you plan to buy a home you want to secure a mortgage amount at a guaranteed rate (for fixed-rate mortgages). In order to do this you need to know your credit score, provide proof of down payment, assets and job details. Many banks will help you find out if you are allegeable for a mortgage (based on the information they have and you’ve provided). These terms are subject to change and nothing is set in stone until you make a purchase.

What is your budget?

Knowing your budget allows you to shop confidently and provides the security of negotiating a house price that falls comfortably within the budget. Having your mortgage financing arrangements in place indicates that you are a serious buyer.

In order to purchase a home you will need the following items:

  • Personal identification, for example: driver’s license
  • Details of your job, in letter form, from your employer that includes confirmation of salary
  • Any other sources of income
  • Information and details on all bank accounts, loans and other debts
  • Proof of all financial assets
  • Source and amount of down payment and deposit
  • Proof of source of funds for the closing costs (these are usually 1.5% of the purchase price)
  • T1 General and Notice of Assessment for the last 2 years.

Knowing what you can afford makes buying a home less stressful and more enjoyable. Before shopping around and falling in love with a home, make sure you know how much you can afford, shop around for the best rate and enjoy the experience.

For more information contact Anat Papp today!

Anat Papp, Sales Representative
Greenfield Real Estate Inc, Brokerage
Independently Owned and Operated
mobile: 416-712-6807
phone: 416-226-1020
fax: 416-398-1021
http://AnatPapp.com

 

*Advertorial*

Moving with Pets and Plants

Pets:

Our pets often face the same anxiety and stress that we do when moving. Making them feel comfortable with their new environment can be tough and/or tricky. Here are some tips to help make the entire family’s experience a good one -including your pets.

Our pets are expected to quickly get used to a new home, neighbourhood, unfamiliar sounds and strange people. Often times moving can mean new climate, food or water -this also takes some getting used to.

A good idea, although it may seem cruel, is to keep your pets confined for a few days -even a few weeks. This will help them get familiar with the new home and gets them used to the fact that this is where everyone will be living now. This tip is especially true to cats as they should be supervised for several weeks to ensure they know their home -specifically if they are outdoor cats.

To ensure that your pets feel safe and secure use familiar food and water dishes, your pet’s bed and blanket and toys. Another great tip is to put your pets things in similar spots as they were in the old home. For example: put the water dish next to the fridge in the kitchen (if that’s where it was in your old home).

Birds can be kept in a quiet room until they are comfortable and where they will be undisturbed until they become used to their surroundings. Other small pets like hamsters, rabbits and fish usually have few to no adjustment problems.

Plants:

Moving with your houseplants can be tricky and hazardous to their health.

If you have plants and are planning to move, you have three options: give them away (or leave them at the old house), compost them or take them with you

If you can’t part with your plants not to worry, The National Gardening Association has some great advice:

Flying?:  If you’re shipping your belongings by plane, your first step should be to contact the airline. Most airlines have strict regulations on transporting plant life. The airline will tell you what can and can’t fly, and how they should be packaged. Another important phone call to consider is to the Department of Agriculture, in the area that you are moving to. Some provinces and states forbid the importation of plants. This is to prevent the spread of pests (harmful insects) and agricultural diseases.

Driving?: Make sure your plants are in non breakable pots. When transporting from one pot to the other ensure you do not damage the roots. Place the plants in a secure vehicle and drive carefully to ensure plants do not fall over. Always remember to keep your plants watered (especially if it’s a long trip). You can loosely wrap leaves and stems in burlap to help protect them on their journey

With a little special attention, your pets and plants will soon continue to grow, flourish and thrive in their new home.